ADITYA BIRLA CAPITAL PERSONAL LOAN

Apply online for Aditya Birla Personal Loan ✓ Check Eligibility ✓ Calculate your Monthly EMI in 10 Secs ✓ Paperless Approval in 30 Mins ✓ Loan upto ₹ 15 Lakhs ✓ Apply Online instantly at Bankingontips ✓ Get instant approval on Aditya Birla Personal Loan.
Laon Upto : Rs. 15 Lakh Loan Availability : Salaried/Self-Employed
Aditya Birla Capital Personal Loan
  • Quick Disbursal : Get money in your bank quickly. Fulfill your dreams by acquiring loan fast. No Collateral : No guarantee or security deposit required. Share few information and get approval fast.
  • Online Approval within 30 mins : Don't get stuck in lengthy procedures. Get instant approval for your business loan starting at 14%.
  • Zero Documentation for Sanction : No paperwork required for sanction. The application is completely online and paperless.
  • Hassle free application process : No lengthy processes extending for months. Apply for a personal loan in a few clicks.
  • Flexible Tenure : Easy EMI option available on your loan tenure from 12 to 36 months.

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WHAT IS A PERSONAL LOAN?

Personal Loan is a kind of unsecured loan that can range from short term to medium term. You can fulfil your monetary needs like debt repayments, holiday planning, emergency medical expenditure, down payments, wedding expenses etc. There are certain criteria like income details, employment details, credit history and CIBIL etc. This loan amount is disbursed by a bank or any NBFC i.e. Non-Banking Financial Company. For the ease of borrowers, there are few tools such as Personal Loan EMI Calculator through which they can derive the interest to be levied upon them. This helps them to compare and choose the desired personal loan from the best source

There are so many options for personal loan usage. But, one should always decide wisely in terms of spending the amount. The reasons for availing a personal loan are diversified, for example:

  • Emergency medical expenditure
  • Holidays with family
  • Admission of children to school and college
  • Repayment of Credit Card outstanding
  • Business prospects
  • Relocating to a place or renovating the house
  • Buying new gadget

WHAT ARE THE DOCUMENTS REQUIRED FOR AVAILING PERSONAL LOAN?

The personal loan documentation differs from salaried individuals to self-employed ones. Below are the lists of required documents:

For Salaried Individuals:

  • Identity Proof- AADHAAR, Driving License, Voter Id, PAN Card, Passport.
  • Residential Proof- Electricity Bill, Telephone Bill or any authorized residence proof.
  • At least three months’ salary bank account statement.
  • At least three months’ salary slips.

For Self-Employed Individuals:

  • Identity Proof- AADHAAR, Driving License, Voter Id, PAN Card, Passport.
  • Residential Proof- Electricity Bill, Telephone Bill or any authorized residence proof.
  • Proof of Income: Audited proof of last two years’ income.
  • Bank account statement of at least six months.
  • Official address proof.