Credit cards often referred to as plastic money, are payment instruments which allow the user to borrow money within the stipulated credit limit towards making payments for purchases and transaction. The borrowed amount needs to be repaid before its due date, and the cardholder can opt to repay the borrowed

Demat or a dematerialized account is a form of account which is used to hold shares and other financial instruments in a dematerialized form. In simpler words, it is similar to our savings account, but instead of carrying cash, it holds shares and other financial instruments. Some of the Advantages

Credit cards and Debit cards might often appear identical and offer multiple standard features. Both debit cards and credit cards have a unique 16-digit card number, personal identification numbers or PIN codes, an expiry date, and a CVV number. Common Features of Credit Cards and Debit Cards Some of the

You surely have heard the phrase, “Mutual fund investments are subject to market risks, please read the offer document carefully before investing” after every mutual fund advertisement, and this is for a good reason this disclaimer. Mutual funds do have risks involved, but it does not mean that you should

A market index can be referred to as the weighted average of a group of stocks listed on a stock market. Market indexes such as Sensex and the Nifty act as the representation of the whole stock market and helps investors and trader track the overall changes in stock market

When you hear that you should research before investing, it usually implies either undertaking fundamental analysis or technical analysis of the stocks or financial instruments you might be interested in investing in. While the end-goal of both these forms of financial analysis is the same, i.e., maximize the return on

While investing in a healthy habit, no one likes to live under debt. With this, the question often arises, whether should some invest when they are in debt. The answer to this is, it entirely depends upon your situation. Analyze your Debt Situation It would be best if you analyze

The Indian Banking Sector has grown leaps and bounds with almost 50 different nationalized banks operating within India, both in the public and private sectors. And let’s not forget the hundreds of co-operative bank and regional banks which work across the country. Individuals, whether salaried, self-employed professionals, or entrepreneurs, can

Mutual funds can be referred to as the accumulation of money from multiple investors who wish to invest and grow their money through investment. This corpus is managed by professionals who invest on behalf of the investor in various assets classes, depending upon the type of mutual funds and profits

A debt trap is a position wherein a person is under debt and needs to divert a substantial portion of their income in servicing their debts, leaving them with no savings and a low standard of living. While no one wants to live under debt, life often forces us to