Choosing the best credit card against a fixed deposit (FD) depends on your financial needs and preferences. However, certain credit cards are often considered favorable regarding FDs. The credit card against fd offers benefits such as higher interest rates on your FD, increased credit limits, and exclusive rewards. It's important to evaluate various factors such as interest rates, rewards, fees, and customer service to make an informed decision.
1. HDFC Superia Credit Card: This card allows you to link your FD to avail of a higher credit limit and offers attractive rewards and benefits. It also provides fuel surcharge waivers, airport lounge access, and purchase reward points.
2. ICICI Bank Coral Credit Card: With the Coral Credit Card, you can link your FD and enjoy a higher credit card rates limit. It offers reward points on both FD and card transactions and discounts on dining, travel, and lifestyle categories. The card also provides fuel surcharge waivers and complimentary airport lounge access.
3. Axis Bank Insta Easy Credit Card: This good credit card is designed for FD customers. It offers a credit limit of up to 80% of your FD amount and provides reward points on all purchases. The card has additional benefits, such as zero lost card liability and EMI conversion options.
4. SBI Signature Card: This premium best sbi credit card allows you to link your FD and offers a range of benefits. It provides accelerated reward points, discounts on dining and travel, complimentary airport lounge access, and fuel surcharge waivers. The card also comes with exclusive privileges like concierge services and milestone rewards.
Conclusion
Before deciding, consider the terms and conditions, fees, interest rates, and rewards associated with each credit card. Consider your specific requirements and compare multiple options to find the best credit card with your FD and overall financial goals. It's also recommended to consult with the respective credit card issuers or seek advice from a financial professional for personalized guidance.