Punjab National Bank, India's second-largest government bank, also offers prepaid cards to its customers. As per the information available on the bank's website, the bank is currently offering two prepaid cards. The first one is the PNB Gift Card (PNB Uphaar Card), and the second is the PNB Facility Card (PNB Suvidha Card). Let me tell you what the prepaid card is and what are the benefits and services of these cards.
What is a prepaid card?
Prepaid debit cards are the options of banking cards. They allow the cardholder to spend as much money as the money is deposited in these cards. Just like a debit card, a prepaid card can be used on any business establishment. Prepaid cards are safe, as well as convenient. Let's know the main points and services of PNB's prepaid cards.
PNB Gift Card (PNB Uphaar Card):
1. This card can be used in personal use or even as a gift.
2. PNB gift card has many advantages. It can be used at Point of Sale (POS) terminals.
3. These can be purchased for a minimum of Rs 100 and a maximum of Rs 10,000.
4. PNB gift card gifts, personal use, and corporates are quite suitable in all three places.
5. PNB Gift Card can be purchased from the bank branch.
6. PNB can buy gift cards, not only bank account holders but also others. For this, you have to bring together valid KYC documents.
7. Customers can avail services of these cards by paying only Rs 50.
8. PNB gift card cannot be reloaded.
PNB Facility Card (PNB Suvidha Card):
1. Suvidha Card is a prepaid card, which can be taken by the buyer for personal use or can also be used by corporates to pay salaries/incentives/bonuses etc.
2. PNB Suviya Card can be used at ATMs and POS terminals.
3. PNB Suvid Card can be purchased for a minimum of Rs 100 and up to a maximum of Rs 1,00,000.
4. The daily usage limit for this card is up to Rs 25,000 for ATMs and POS.
5. This gift, personal use, and corporates can be used in all three places.
6. This card can be purchased by the account holder and others from the bank branches.
7. Users have to Rs 50 to use this bank card.
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