SBI UPI Money Transfer: Digital transactions are in trend. People most frequently utilize the Unified Payments Interface (UPI) to make payments. However, users frequently encounter issues when utilizing UPI. One issue frequently arises the deduction of funds from an account even when a UPI transaction fails to complete a UAPI payment.
State Bank of India (SBI) customers also have the same issue. So stay calm if your SBI UPI (BHIM SBI UPI) transaction likewise fails. There are two ways you can complain and get your money back.
Consumers can use the YONO Lite app to conduct UPI transactions (YONO LITE SBI App). Without registering the recipient of the money, you can send it using the SBI YONO app. However, the recipient must be enrolled with UPI if you are sending the amount using the virtual ID of the recipient. According to SBI, if the value of the unsuccessful transaction is not automatically repaid within 48 hours, the consumer may request the money in one of two methods.
Complain like this.
The ability to submit a dispute for the most recent payment status is available on all UPI-based apps. The SBI YONO LITE app also offers this option. You can use this to complain if your money isn't returned. To do this, you must go to the app's "Payment History." The next step is to choose the failed transaction. Register your complaint next by choosing "Raise Dispute" and submitting it.
This is the other way.
You may also send transaction information when filing a complaint in the app overpayment. You must email support.upi@sbi.co.in with your information. In addition, the payment date, total, and 12-digit transaction reference number must be sent. You can send the RRN or Retrieval Reference Number for difficulties involving refunds.