The Reserve Bank of India, the nation's central bank, has now begun offering UPI payments by credit card. Before this, only debit cards could be used to pay via UPI. Nevertheless, many credit card holders still need to understand how to use their credit cards to make UPI payments. Therefore, let us inform you that RuPay, the nation's official payment system, offers fantastic deals to credit card holders who wish to pay with UPI.
What is RuPay offering?
Holders of RuPay credit cards can receive up to 10% cashback when making purchases using UPI. The fact that Rupay is offering cashback on all UPI payments is the most significant aspect of the promotion. Let's say that at the moment, RuPay credit cards are offered to customers in the nation by HDFC Bank, Indian Bank, Punjab National Bank, and Union Bank.
How can you link your Rupay credit card?
You must first link your card to UPI to use your Rupay Credit Card to make a UPI payment. You must first launch the BHIM app on your phone to do this. The 4-digit passcode must then be entered to access the BHIM app. The next step is to click the bank account link on the app's home page.
The next step is to click the below-shown Plus sign. You now have the choice between a credit card and a bank account. The credit card must be clicked here. The bank that issued the credit card must then be selected. When you receive the confirmation message, choose your credit card and press Yes. Your RuPay credit card will then be connected to UPI after this.
Payment will be like this after linking.
Use your BHIM app to scan the UPI QR Code at any UPI shop or store. Enter the transfer amount at this time. After that, you can pay using a credit card or bank account; in this case, you must choose a credit card and input your UPI pin. Once you've done that, your credit card will be used to make the payment.