Now complete your bank work from your WhatsApp: Know here what are the charges

Now complete your bank work from your WhatsApp: Know here what are the charges

With the increase in Internet penetration in the country, banks are providing a variety of services to customers. Nowadays, you can do banking with WhatsApp. Many commercial banks across the country, such as ICICI Bank, HDFC Bank, Kotak Mahindra Bank, are facilitating WhatsApp banking. A major advantage is that customers are getting real-time facilities through WhatsApp banking services. A good thing is that there is no charge to use this service. Users are not required to be a bank customer to avail the WhatsApp banking service.

Services provided by lenders through WhatsApp Banking:

  • Checking account balance
  • Detail of last 3 transactions
  • Checking the outstanding balance of credit card
  • Check the credit limit available on credit cards.
  • Anywhere, anytime debit/debit Blocking and unblocking credit cards.
  • Details of pre-approved loan offer
  • Opening instantseva account (savings account) online.

How to avail WhatsApp Banking Facility:

Step 1: Save the bank's WhatsApp number to the contact list and make a missed call.

Step 2: You will get a subscription after giving a missed call. You will get a welcome message from the bank's WhatsApp number.

Step 3: Type a message 'Hi' to start chatting through WhatsApp for any banking service. As per requirement, you can opt for further.

ICICI Bank:

Save 8640086400 numbers to your contact list and send 'Hi' to start a conversation after you get a secure and interactive menu on your mobile screen through the WhatsApp messaging platform. Whatever facility is available, the bank will give its detail.

HDFC Bank:

Send SMS or give a missed call to 70659 70659 from the mobile number registered with the bank. Bank services are available 24/7 x 365 (even on holidays). Save the number 70659 70659 in your contact list and send it by writing 'Hi.' After sending the message, you will get a welcome message from there!

Kotak Mahindra Bank:

Give a missed call on 9718566655 from your mobile number. Save 022 6600 6022 in your mobile contact list. Go to WhatsApp send a message 'help' to find out the list of available services.

How to Do Secure Banking:

Note that details such as financial information, account information are sensitive. So, caution needs to be exercised. Users should keep the phone and WhatsApp account safe.

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Image credit: indiaupdates

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