HDFC Credit Card
The HDFC Bank Credit Card is built for people who want flexibility, not fixed reward rules. Instead of a standard rewards setup, it lets you decide how you earn and use your points, so the benefits actually match your lifestyle.
Whether you spend more on online shopping, food orders, travel, or OTT subscriptions, this card adjusts to the way you pay. With UPI support, you can make fast and secure payments directly from your phone—no need to carry your card everywhere.
Features and Benefits
Aspects that make spending using this card lit as the sun!
- Welcome Bonus
- Movie offer
- Fuel
- Rewards
- Shopping
- Cashback
- Dining
- Lounge Access
Welcome Bonus
Zero Lost Card Liability
Milestone Benefit
Fuel Surcharge
Reward Points
Emi Benefit
Fees and Charges
| Category | Details |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| EMI Conversion | Yes |
| Reward Type | Reward Points |
Eligibility Criteria for IDFC Credit Card
You must be an Indian citizen, aged between 21 and 60-65 years.
Income: Salaried ya self-employed persons with minimum income requirement. (e.g. ₹25,000/month or above.)
Good credit history / CIBIL score.
KYC documents: PAN, Aadhaar, address proof etc.
Documents Required to Apply
Once you’re sure you meet the eligibility, keep these documents handy to complete your application quickly:
Identity Proof (Any one): PAN Card, Aadhaar Card, Voter ID, Passport
Address Proof (Any one): Aadhaar Card, Utility Bill (electricity/gas/water), Passport
Income Proof (Any one): Latest salary slips (salaried), Bank statement, ITR (self-employed)
Photograph: One recent passport-size photo
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