Axis LIC Credit Card

Step into a smarter way of spending with the LIC Axis Bank Platinum Credit Card. This card offers a strong rewards program, fuel surcharge waiver, and complimentary insurance cover to add extra value to your everyday transactions. You earn reward points on every purchase, with bonus points on LIC premium payments and international spends.

Designed to give you more from each swipe, the LIC Axis Bank Platinum Credit Card blends savings, rewards, and protection—making it a practical choice for both regular expenses and long-term financial planning.

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Features and Benefits

Aspects that make spending using this card lit as the sun!

  • Welcome Bonus
  • Movie offer
  • Fuel
  • Up to 3X Rewards
  • Shopping
  • Cashback
  • Dining
  • Lounge Access
Welcome Bonus

  • Attractive rewards are offered when you activate the card

  • Bonus reward points or benefits are available on initial spends

Zero Lost Card Liability

  • You are protected against misuse if your card is lost or stolen

  • Once reported, you are not liable for any unauthorized transactions

Milestone Benefit

  • Earn additional rewards when you reach specific spending milestones

  • Higher annual spending unlocks bonus points or vouchers

Fuel Surcharge

  • Save on fuel purchases with a fuel surcharge waiver at petrol pumps

  • Helps reduce extra charges on regular fuel expenses

Reward Points

  • Earn reward points on every card transaction

  • Get accelerated reward points on LIC premium payments

Emi Benefit

  • Convert large purchases into easy monthly EMIs

  • Flexible repayment options help manage expenses comfortably

Fees and Charges

Category Details
Joining Fee Free
Annual Fee Free
EMI Conversion Yes
Reward Type Reward Points

Eligibility Criteria for IDFC Credit Card

The eligibility criteria mentioned below are indicative. Please note that Axis Bank reserves the right to approve or reject any LIC Axis Bank Platinum Credit Card application at its sole discretion.

Eligibility Criteria

  • The primary cardholder must be between 18 and 70 years of age

  • The applicant should be a resident of India

Documents Required to Apply

In most cases, applicants are required to submit the following documents. However, document requirements may vary depending on individual profiles and bank policies.

Mandatory Documents

  • PAN Card copy or Form 60

  • Recent colour photograph

  • Proof of income, such as:

    • Latest salary slip

    • Form 16

    • Income Tax Return (ITR) copy

Residence Proof (Any one)

  • Passport

  • Ration Card

  • Electricity bill

  • Landline telephone bill

Identity Proof (Any one)

  • Passport

  • Driving Licence

  • PAN Card

  • Aadhaar Card

Important Note

  • The above list is indicative, and additional documents may be requested on a case-to-case basis.

  • Credit card approval or rejection is generally communicated within 21 working days after submission of a complete application.

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