PM Jan Dhan Yojana has been quite possibly the main plan sent off by the Government of India. It offers direct-benefit-move (DBT) to crores of individuals in the country. In excess of 38 crores, Jan Dhan accounts have been opened since the plan was sent off in 2014 by PM Narendra Modi. Numerous private banks in the nation permit opening a Jan Dhan Account in their branches. As per RBI rules, on the off chance that any individual doesn’t have significant records, they can in any case open a Jan Dhan Account with less amount and withdrawal limit.
Rundown Of Private Banks That Allow Opening Jan Dhan Account
• HDFC Bank
• Axis Bank
• ICICI Bank
• Yes Bank
• Federal Bank
• Kotak Mahindra Bank
• Karnataka Bank
• IndusInd Bank
• ING Vysya Bank
• Dhanlaxmi Bank
Jan Dhan Account Benefits, Following are the advantages of opening a Jan Dhan Account:
• Jan Dhan Account holders get unplanned protection inclusion of up to 2 lakhs.
• Jan Dhan Account withdrawal limit: as far as possible under PMJDY is Rs 10,000 every month.
• Jan Dhan Account Limit: Account Holders can store a limit of Rs 1,00,000 in the record, under the plan.
• The banks permit free versatile financial offices. Accountholders can check their Jan Dhan Account Balance without any problem.
• Jan Dhan Account ATM Card: The accountholders likewise get a Rupay debit card, with an overdraft office of up to Rs 10,000.
• Jan Dhan Account holders are qualified to apply for Direct Benefit Schemes like PM KISAN and Shram Yogi Mandhan conspire.
• Ladies account holders get an immediate exchange of LPG appropriation and top-off charges under Ujjwala Yojana in their Jan Dhan Accounts.
• Accountholders additionally find something useful to do protection front of Rs 30,000. It will be given to the chosen one if there should arise an occurrence of the demise of the record holder.
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